Commercial Loans

Click on the lending team to view our commercial

Our experienced team of Commercial Loan Officers can tailor a package of banking products to suit your specific needs and help you obtain your business' goals. All of our commercial financing options are underwritten and serviced in-house by EBSB.

Commercial Real Estate Loans

• No application fee
• Mortgage rates tied to Treasury or Federal Home Loan Bank indices
• 1, 3, 5 or 7 year adjustable rate programs available
• Rate caps
• LTV up to 80%
• Various point options to choose from
• 20 - 25 year terms available

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Construction Loans

• No application fee Mortgage rates tied to Treasury or Federal Home Loan Bank indices  
• Construction to permanent financing available  
• LTV up to 80%
• Various point options to choose from  
• Terms vary depending on project

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Commercial Term Loans

• No application fee
• Fixed and Adjustable Rate programs available with flexible terms
• Payment terms designed to coincide with your cash flow
• Available on a secured basis, subject to qualifications
• Various point options to choose from
• 1 - 10 year terms available

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Commercial Credit Lines

• No application or annual fee
• Revolving line of credit that you can access by check
• Establishes a cash reserve based on your company's needs and resources
• Available on a secured basis, subject to qualifications
• Payments of principal and interest make paying off your loan quicker

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