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Rates

Business Interest Checking


Effective Date: 12/31/2008

Business Interest Checking

Balances FromToInterest RateAnnual Percentage Yield
$0$999.99.15%.15%
$1,000$2,499.99.15%.15%
$2,500$9,999,99.15%.15%
$10,000$24,999.99.25%.25%
$25,000over.50%.50%

Business Money Market


Effective Date: 12/31/2008

Business Money Market

Balances FromToInterest Rate*Annual Percentage Yield
$10.00$2,499.99.25%.25%
$2,500$24,999.991.74%1.75%
$25,000$49,999.991.98%2.00%
$50,000$99,999.992.37%2.40%
$100,000$249,999.992.57%2.60%
$250,000Over2.76%2.80%

Minimum to open $2,500
*Rate may change after account opening without notice.
Fees may reduce earnings and are subject to change without notice.

Business Certificates of Deposit


Effective Date: 12/31/2008

Business Certificate of Deposit

TermMinimum to Open and Earn APYInterest Rate*Annual Percentage Yield (APY)*
6 Month$2,5001.98%2.00%
9 Month$1,0002.96%3.00%
12-23 Month$1,0002.96%3.00%
18 Month$1,0003.10%3.15%
24-35 Month Fixed$1,0003.20%3.25%
36-59 Month Fixed$1,0003.20%3.25%
60 Month Fixed$1,0003.20%3.25%
24-60 Month Variable*$5003.20%3.25%
30 Month Step-Up***$1,0003.20%3.25%

Penalty for early withdrawal.
*Rates may change after account opening without notice. Fees may reduce earnings and are subject to change without notice.
**Upon maturity 19 month CD will renew to the then current 18 month CD interest rate.
***Special rate and "step-up" offer vaild for a limited time only. One Step-Up is to the then 30 month CD interest rate. Program subject to change without notice.
Substantial penalty for early withdrawal.

Business Statement Savings


Effective Date: 12/31/2008

Business Statement Savings

Balances fromToInterest RateAnnual Percentage Yield
$10$999.99.25%.25%
$1,000$2,499.99.25%.25%
$2,500$9,999.99.75%.75%
$10,000$24,999.991.00%1.00%
$25,000$49,999.991.08%1.09%
$50,000over1.38%1.39%



HELOC 4%

Member FDIC.   Member DIF.   Equal Housing Lender.  Equal Housing Lender  Equal Opportunity Lender.

 

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